Welcome to my site.  I created this after starting to take an interest in my pension and how it was going to work for my family.  At the age of 48, I’ve had a couple of workplace pensions, but never really took that much interest in them.  I’ve now decided that it is far better to try and take control of your own destiny by understanding in more detail what you need to do to retire comfortably.  Naturally, this is different for everyone – we all have unique circumstances.  Over the last couple of months, I’ve built up spreadsheets that allow me to see clearly when and how I can retire and I’m going to share that process with you through my blog posts.

Of course, this is an ongoing process and every time I do some work on my spreadsheet I come up with more ideas or questions.  I’ll share my journey with you, and hopefully you’ll get some benefit from it and be able to apply my techniques to your own circumstances.


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